Thursday, February 12, 2009

Chapter 20

Pretty good news for the market today huh? Congress approved a rescue bill around 789 billion US dollars for government projects and tax cuts in the states. Do expect things to stablize from the next few months onwards. Like one of the analyst said, this package is mainly for the use to secure jobs in the US and people are able to finance their housing loans thus giving the banks the much needed breathing space.

Locally wise, what a turn around. Both Caspian and Alexis sold close to 500 units for the week among uncertain market conditions. However on a personal note, I have to applaud the bravery or foresight for these buyers that opt to enter the market at this time. Unlike most of the population where their take is to adopt a sit and wait stance, hoping the market will drop further. But like I said, Singapore is quite different from countries like the US and Europe where land is not so limited. I do feel that prices for property is unlikely to depreciate further, even if it does , not more than 20%. Liked what I shared with my clients, entering the market now secures the 25% price reduction for you. To get a realistic figure on the property price in Singapore, always calculate how much would the bare land cost? Factor in the construction costs and operation costs of the developer. How low can the price go? People are always blinded by greed just like the gamblers in a casino so committed to the belief that they can make a fortune at the gambling table. However by sitting back and wait, you are taking a gamble that the prices will drop further. However, what if the prices stagnates and goes for a quick rebound in the second half of the year? Are you quick enough to react? And by the time you do react, prices could very well be higher than what you are seeing now. Classic example of this happened in 4Q of 2006 to 1Q 2007. It took only a matter of months to see an increment of like 10-15%. Not much people are receptive to this viewpoint of mine though. And I am hoping come end of this year, they are made to eat their words.

Yesterday started well enough where some results of my networking efforts are starting to show. But all these ended on a bad note. Co-worker's car got wheel-locked while we were doing a study on site. Despite appeals, $107 dollar fine was imposed. Spent so much time on this issue that it screwed our schedule for the whole of yesterday. Sigh

PS: With regards to my previous posting on the banks, Merrill paid out at least a million dollar each to 700 of their top executives last year even when the investment bank is bleeding badly with big figure losses. I just don't get it. Why should they deserve the big fat payout when the company is doing so badly? Was not bonus directly related to the performance of the firm huh? And these are the people whom caused this financial meltdown. Looks like the authorities are not spanking these asses hard enough. These are the jokers which call themselves talent.

Monday, February 9, 2009

Chapter 19

Uneventful day at work. Basically was just at work to wait for meals. Well, did some networking over the phone till in the evening. Went over to another project site for an appointment with my colleague. Not till we started to talk with our project leader till more ideas came to our minds that we can actually make good use of our previous contacts to further our network. Guess brainstorming does really churn out lots of ideas. Seriously, I have never had such motivation and will power in a job. Not to mention this is my second stint with the same company. But I guess with the long layoff and a good partner in work does help a lot in sustaining this motivation. You do the networking together and push one another to work. And it helps that this partner just stays a couple of blocks away from me and he drives. Makes work a lot more easier. 1 more month before my driving test and I hope I can get it done within the first try. Cant wait to drive to work for the first time in my life. And yes, I am rather convinced right now that peer influence does play a major part in shaping whom you are and what you will become. Its really about time that I start thinking how I can work better and build up my assets rather then just getting paid and spending it every month.

Saturday, February 7, 2009

Chapter 18

Just got back from the dinner & dance. As usual, the food is just as lousy the previous time round. Lucky draw, supposed to be so unique to Singapore culture is pretty attractive. But well, I guess my lucky draw luck has just ran out ever since I was still a kid. Only struck once through my 28 years of existence. No luck for lottery as well. Been thinking about the recent financial turmoil that we are currently going through. Should the blame be just on those folks whom sold the products? Personally, I felt that the banks and institutions have a very large part in this.

1) There aint enough governance on needs based selling. (Banks are basically just pushing for figures)
2) I strongly stand by the view that the commission scheme should be scrapped in return for advisory fee and maybe if the product performs well, the advisor could get a cut from it.
3) Its all about greed ultimately. (I was working for a bank previously and the profit targetting is just so immense that the human factor is gone completely.)

Ultimately, if nothing gets changed, there will be a similar crisis in the future. Sometimes, we just need to take a step back and look at the big picture instead of all the usual crap, gross profit, profit after tax, sales volume, market share. How about looking at customer satisfaction, assets generated for customers and ultimately ethics.

Enough of this blabbering, then again I never felt so motivated to work after 3 months of unemployment. For the first time, I really learn my lesson of saving for rainy days. Never spend beyond your means. For now, would be just work , more work and hard work.

Friday, February 6, 2009

Chapter 17

Finally managed to switch from another blog site to Blogspot. More options as compared to the previous one. Reading thru the posts made me realise how time has gone so quickly and how much have I actually progressed? Thought I had stagnated. Its been a long time since I did blogging and hopefully I could actually refer to this blog like a carbon copy to my thoughts and life

Chapter 16

Just had a very nice heart to heart talk with a real o buddy of mine..Known him since secondary school days. Probably for close to ten years for now.When i first got to know him in school back then,the first impression he gave me was not that he is someone you would like to get close to.Probably because of a defect on his face.But luckily chances bought us both to become friends and subsequently bosom buddies.Whenever i have problems that i cant solve and i get confused over,he will always be the one i share it with.And he is someone whom wont mind making the trip to meet you when you have problems even late at night after his work and studies.Gosh,i am so glad to have him around.

Chapter 15

Holy shite, MY FREAKING ENTRIES ARE FINALLY BACK!!!For a moment, i thought i was gonna lose them for good. well,2 more weeks towards my first examinations in more than three years.My feelings? more of the anxiety to perform well this time round.Never once in my life,i felt so much urge to get good grades for my studies.Recently my "central bank" approved a lab top towards my self propelled economy.Beginning to love my labtop more than my dino desktop. =) According to the chinese geomancy,2005 aint gonna be my year and it really hadnt started off good for me.Firstly i am still jobless,secondly, i feel that my luck is turning for the worse.Gosh,i dont need alot of luck for 4Ds and Totos.Just let me have some of it for my job yah? =) Signing off

Chapter 14

First day of school after which is like three years of layoff from books? Found it extremely hard to cope and paying attention after a hard day's work and studying part time at night. Only now then i realise the bliss of getting to study full time.No doubt a mammoth task for me to earn my living and at the same time upgrading myself.Only the first day and i really feel the stretch of my mental preserverence.Think i gulped down three cans of coffee the whole session just to keep myself perked up.To those who managed to graduate from night classes and at the same time working in the day,My Utmost Respect to you guys.Ya Da MAN!!!

Chapter 13

A Song which helped me thru the darkest moment of my life.


I used to be the kind of guy
who'd never let you look inside
I'd smile when i was crying
I had nothing but alot to lose
Thought i had alot to prove
In my life there's no denying
Good Bye to all my yesterdays
Good Bye,so long,i'm on my way
I had enough of crying,bleeding,sweating,dying
Hear me when i say gonna
Live my life everyday
I'd gonna touch the sky,
Spread these wings and flying
I aint here to play
Gonna live my life everyday

Change,everybody's feeling strange
Never gonna be the same
Makes you wonder how the world keeps turning
Life,learning how to live my life
Learning how to pick my fights
Take my shots while i'm still burning

GoodBye to all those rainy nights
GoodBye,so long,I'm moving on

I'd had enough of crying,bleeding,sweating,dying
Hear me when i say,gonna live my life everyday
I'm gonna touch the sky
Spread these wings and fly
I aint here to play
Gonna live my life everyday

Hit the gas,take the wheel,i just made myself a deal
There aint nothing gonna get in my way everyday

Goodbye,so long,i'm moving on

I'd had enough of crying,bleeding,sweating,dying
Hear me when i say,gonna live my life everyday
I'm gonna touch the sky
Spread these wings and fly
I aint here to play
Gonna live my life everyday

Jon Bon Jovi---Everyday

Chapter 12

In your trek into the vast unknown world

coldness and uncertainty tags along

supernova i will become

die if i can to provide light for you

Chapter 11

Behind the facade of all the multi glosses of colours, It has turned out to be yet another long ever winding path once more.
Perhaps all along, its the void deep in me that has been playing me along,giving me the feigned illusion of daybreak.Nonetheless,true to myself,i maintain the stand on fighting on as the best solution.

[Though i am eventually not the right one to bring her out of the isolation she is in,a gentle blessing from me for her will seem ideal for her steadfastness prove to be my undoing in the end]

Chapter 10

Crossroads and more crossroads.To presevere or not to presevere,tough choice to make.Things aint looking as good as it promises to be.Its hard to convince myself that the choice i made is gonna be a sound one.The O mighty one has granted me the opportunity for my life to cross with another person's.She is a real special girl,innocent in her own sense,steadfast in finding true affections.She might be down and out now,for i could only hope the light of sincerity brightens her life once more.If this not yet another false dawn,for i hope that our paths be linear to each other,of a never ending journey.

Chapter 9

Had a refreshing chill out session with a couple of my cock talking buddies.. =) had a refreshing thought again on picking up girls or a better way of saying it,befriending them. LOL
hmmm....the philosophy of being successful is being at the right place at the right time. haa...and a bit of luck too. :P

Chapter 8

No artsy fartsy phrases from me this time round.But more of some funny shite from my friend. Define orgasm. Out came his mouth words of wisdom. Loud moanings coupled with shivers of ecstasy. HAHA. Laughed for 5 minutes non-stop.Havent had such a good laugh for a bloody long time.

Chapter 7

Sharp rays nudging at the door of my soul,intoxicated i was with the monotonous beat.Bailed myself out of tedium. Embracing me was the newfound vigor aspiration.Trudging on the fallen leaves conferred erudition,endowing this meagre being back on his novel pursue of his life





[P.S] Haa, finally i fulfilled my service to my country in terms of conscription. I am Free! Spending two seasons in the army isnt real laughing matter,i could have done so much stuff over this period of time...really glad this is over. =)

Chapter 6

Memories short, sweet they were. Never did I expect end it came so quickly. Suffocating and heavy the once refreshing air became. As the once bright moon dissipating with the eclipse, so does my heart in a spiral descent. Wondered if I could ever convalesce once more, The angel whom I once loved with all my soul, deserted me at the time I need her most.

Chapter 5

Shrouded with despair i once was,lived in turmoil i did.Whats love?Till you came and show me the silver lining in your eyes amist the darkest moment.Passion you had melted the frozen glaciers in my heart to feel.Hope i start to have,Blood of love starts flowing once more.Love is what i learn to feel once more.

Chapter 4

The once panaromic blue skies we shared,marred by the unerving haze.Soaked to the skin,slung with a rifle,trudged on the road i was.Time seemed to froze at this very moment.Giving up i wanted,stood up tall i did.Responsibility i had,to have my loved one safe and sound

Chapter 3

Vile blood running,air stagnating around me,head throbbing,embodiment of fury i was.Envisage my mere mortal shell torn to shreds, soul banished to an eternal spiral of non-salvation.

Seasons passed,gorges forged,day and night.Everything of me seems oblivion.Journey of assessment it seems

Chapter 2

Struggling to find myself periodically in this labyrinth of pressure and stress,Only one light of guidance stands between lost and salvation.The scent of her hair brightens me.Her smile keeps my passion beating.Work,Gasping for vital bouts of air i do everyday.

Chapter 1

Gazing at the flickering lights of the city by the shoreside, Tagged along with the pace of advancement. Lost myself I had on the tide of time.Devoid of emotions I was. Metamorphosis I became. Outstretched a hand she did. From fallen ashes has hope and love been reborn. Million of stars away from deceit and despair we will go. With zeal and belief I will, build a realm we call our own. May the strength of light hold testament.